Sorry, You Can’t Find Out The Cost Of ObamaCare Until After the 2014 Mid-Term Elections

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The Obamacare website is hiding 2015 premium increases until November 15th.

Because if you know what it’ll cost, you won’t vote to re-elect Democrats.

Those planning to purchase health insurance on the Obamacare exchange will soon find out how much rates have increased – after the Nov. 4 election.

Enrollment on the Healthcare.gov website begins Nov. 15, or 11 days after the midterm vote, and critics who worry about rising premium hikes in 2015 say that’s no coincidence. Last year’s inaugural enrollment period on the health-care exchange began Oct. 1.

“This is more than just a glitch,” said Tim Phillips, president of free-market Americans for Prosperity, in a Friday statement. “The administration’s decision to withhold the costs of this law until after Election Day is just more proof that Obamacare is a bad deal for Americans.”

Robert Laszewski, president of Health Policy and Strategy Associates, said in a Monday column in USA Today that “when it comes to a lack of openness and transparency about Obamacare, this administration has no peer.”

If the premiums were going down you can bet they’d be telling you. Loudly.

Even so, details about cost increases are trickling out in states with pivotal Senate contests: Alaska, Iowa and Louisiana. All three states are wrestling with double-digit premium hikes from some state insurance companies on the exchange.

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The most dramatic increases are underway in Alaska, where the state insurance division has cleared double-digit rate hikes for two insurers, Premera Blue Cross and Moda Health. Premera’s premiums will rise by 35 to 40 percent.

The Iowa insurance commissioner approved last week premium increases for three insurance carriers: Wellmark Blue Cross and Blue Shield, CoOpportunity Health and Coventry Health. Two of those insurers will implement double-digit hikes ranging from 11.9 to 19 percent, the Des Moines Register reports.

The issue is also resonating in the Louisiana Senate race, where Democratic Sen. Mary Landrieu is seeking re-election against Republican Rep. Bill Cassidy. Documents filed with the Louisiana Department of Insurance show some insurers are anticipating double-digit rate hikes, according to the New Orleans Times-Picayune.

“Premiums have gone up by 53 percent for the average Louisiana policyholder and many of these policies will again see double-digit increases,” Mr. Cassidy said. “It’s unfair to Louisianans who have to balance their budgets and their businesses.”

Obamacare, it’s so great, you’re forced to buy it. Sight unseen! With only half the time to sign up that they gave you last year. Because that clunky website is working now. Honest.

Hey, remember when Obama promised to cut your premium by $2,500 per year? Let me know how that’s workin’ out for you.

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Just as Predicted, Insurance Premiums Continue to Skyrocket-Because of ObamaCare

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ObamaCare was supposed to decrease heath insurance premiums.  In fact, we were promised a $2500 DECREASE in ObamaCare Premiums.  Instead, however, we are seeing vast INCREASES in premiums.  I guess, just like the “If you like your plan” lie, and just like the “If you like your doctor” lie, the “premiums are going to go down” claim is every bit the lie as the first two.  Wyblog has more…

Now, in a Superfecta of Obamacare #fail, if you were expecting to save $2,500 per year, well, the joke’s on you.

Do you remember when Barack Obama told you the average family would save $2,500 a year under Obamacare?

Yeah, that was a lie, too.

Everything Obama says is a lie. Including “and” and “the.”

The United States has seen the sharpest increase in health insurance premiums in the last year than possibly ever, a new survey has found, and analysts have concluded the “increases are largely due to changes under the Affordable Care Act.”

According to Forbes Magazine, a quarterly survey by investment bank Morgan Stanley of 148 brokers who sell insurance showed that premiums accelerated in the last quarter more than of any of the 12 prior quarterly periods, a peak which has coincided with the run-up to the Obamacare deadline.

The average premium increases for insurance renewals in the most recent quarter were over 11 percent in the small group market and 12 percent in the individual market where consumers buy coverage directly from health plans. By comparison, the September survey showed that increases in the small group market averaged 3 percent, and 2 percent in the individual market.

In some states, increases have been 10 to 50 times those averages, according to Forbes. For the individual insurance market, premiums have increased an average of 100 percent in Delaware, 90 percent in New Hampshire, 54 percent in Indiana, 53 percent in California, 45 percent in Connecticut, and 37 percent in Florida.

For the small group market, Washington had an average increase of 588 percent, followed by Pennsylvania at 66 percent, California at 37 percent, and Indiana at 34 percent.

If you voted for Obama, you voted for this.  You were warned, but you chose to listen to idiots (MSNBC) and liars. (democrats).  Millions have lost their plans, or doctors.  And now, most of the rest are going to pay, and pay, and pay.  Then, if they can’t afford to pay, they still will pay the tax.  In liberal land, even if you don’t pay, you still pay.  That’s life under ObamaCare, and it’s just the beginning.

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Meet Emilie Lamb, Victim of ObamaCare

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ObamaCare has millions of “faces.”  Those that had their hours cut at work, making it more difficult to make ends meet.  Also, we cannot forget the people that have lost their jobs entirely.  And, too, we cannot forget the millions that had a plan, or doctor, that they liked.  Of course, they now have lost one, or both.  In other words, the casualties of ObamaCare are piling up.

Here is one of those faces.  Her name is Emilie Lamb.  She has Lupus, an autoimmune disease that requires regular medical care. 

Emilie Lamb, 39, is a middle-class woman who suffers from Lupus, a chronic illness. She voted for President Barack Obama in 2012, hoping Obamacare would benefit her. Tuesday night, she’ll watch the State of the Union as the special guest of Rep. Marsha Blackburn.

She is now working a second job to cover a calculated $6,000 increase in out-of-pocket health care costs per year, according to a new ad by the conservative Americans for Prosperity.

She was forced to purchase a more expensive plan after her old policy with CoverTN was canceled. The federal government had denied CoverTN’s request for a waiver to grandfather her plan into Obamacare three times.

As this blog, and others around the country have been documenting, there are thousands of people like Emilie out there.  By the time ObamaCare reaches full implementation, there will be millions more.  They are victims of ObamaCare, and because ObamaCare is harming them, their stories do not go with the narrative.  Because of that, they will never be featured on the MSM.  So, we will tell their stories, so no one will forget them.

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ObamaCare Coverage vs. Walmart Coverage: Whose is Cheaper and Offers More Coverage?

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Just as a hint, Walmart wins!  Well, yes, I gave it away; in a side by side comparison with far more expensive ObamaCare coverage, the Examiner found that the Walmart Coverage was a far better deal.  Here are some excerpts…

Independent insurance agents affiliated with the National Association of Health Underwriters and health policy experts compared the two at the request of the Examiner.

Walmart furnished employee benefit information to the Examiner. Neither Obamacare advocate Families USA nor the United Food and Commercial Workers, which backs anti-Walmart campaigns, responded to Examiner requests for comment.

Walmart offers its employees two standard plans, a Health Reimbursement Account and an alternative it calls “HRA High” that costs more out of employees’ pockets but has lower deductibles. Blue Cross Blue Shield manages both plans nationally.

For a monthly premium as low as roughly $40, an individual who is a Walmart HRA plan enrollee can obtain full-service coverage through a Blue Cross Blue Shield preferred provider organization. A family can get coverage for about $160 per month.

Unlike Obamacare, there are no income eligibility requirements. Age and gender do not alter premium rates. The company plan is the same for all of Walmart’s 1.1 million enrolled employees and their dependents, from its cashiers to its CEO.

Note that Congress exempted itself from the plans that we have to purchase.  Walmart’s CEO gets the same plan as the person that stocks the shelves.

A Journal of the American Medical Association analysis from September showed that unsubsidized Obamacare enrollees will face monthly premiums that are five to nine times higher than Walmart premiums.

JAMA found the unsubsidized premium for a nonsmoking gouple age 60 can cost $1,365 per month versus the Walmart cost of about $134 for the same couple.


Low premiums are not the only distinguishing feature of the Walmart plan. The retailer’s employees can use eight of the country’s most prestigious medical facilities, including the Mayo Clinic, Pennsylvania’s Geisinger Medical Center and the Cleveland Clinic.

At these institutions, which Walmart calls “Centers of Excellence,” Walmart employees and their dependents can get free heart or spinal surgery. They can also get free knee and hip replacements at four hospitals nationwide.

As we have noted, top hospitals, like the Cleveland Clinic,  are left out for ObamaCare enrollees.

“People who are seriously ill need to stay away from these exchange plans,” McCaughey said.

Slayton said the gap between doctor availability in Chicago under the Obamacare and Walmart plans is dramatic.

“You will notice there are 9,837 doctors [under Obamacare]. But the larger network is 24,904 doctors. Huge, huge difference,” he said.

Walmart also offers a free preventive health plan that mirrors the Obamacare plan. Its employees can take advantage of a wide range of free exams and counseling, including screenings for colorectal cancer, cervical cancer, chlamydia, diabetes, depression and special counseling for diet and obesity.

Their children can get more than 20 free preventive services, ranging including screenings for genetic disorders, autism and developmental problems to obesity, lead poisoning exposure and tuberculosis. There are also 12 free vaccinations, and free hearing and vision testing.

Walmart employees pay as little as $4 for a 30-day supply of generic drugs and only $10 for eye exams through a separate vision plan.

In other words, the Walmart plan is tremendously cheaper, and offers more.

The article does not state if men are forced to purchase maternity coverage, and they do under ObamaCare.

I would strongly encourage you to get over and read the entire article at the Examiner.  It is very detailed, and has some nice info-graphics as well.

American apparently chose, and rather than what Walmart offers; cheap and effective, ObamaCare forces us to pay far more for much less.  But that’s OK, at least, as a middle aged man, I can get free maternity care and birth control pills!

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ObamaCare Requires Nutritional Information on Vending Machines?

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ObamaCare, beyond increasing health insurance premiums, causing people to lose hours at work, causing millions of people to lose their plans, and causing thousands of jobs, also apparently forces vending machines to display nutritional information.  Wyblog has more…

Obamacare requires you to read a nutrition label before buying chips from a vending machine

Because nagging the crap out of you makes you healthier. And it makes do-gooder bureaucrats happy.

Office workers in search of snacks will be counting calories along with their change under new labeling regulations for vending machines included in President Barack Obama’s health care overhaul law.

Requiring calorie information to be displayed on roughly 5 million vending machines nationwide will help consumers make healthier choices, says the Food and Drug Administration, which is expected to release final rules early next year. It estimates the cost to the vending machine industry at $25.8 million initially and $24 million per year after that, but says if just .02 percent of obese adults ate 100 fewer calories a week, the savings to the health care system would be at least that great.

Now, please remember that nutritional information is already on the individual snacks sold in the machine, so what’s the point of having it on the machine as well?  If someone is going to ignore the package, they will equally ignore the machine.

And, come to think of it, would not the ADA mandate that the nutritional information be also available in Braille?  After all, if you are going to be asinine, why limit yourself?  I think if they Braille mandate isn’t in the act, a lawsuit needs filed to force it.  And while we are at it, will people that are not native English speakers be able to benefit from the government’s nanniness?  I demand that the nutritional information also be offered in Spanish!

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ObamaCare Damage: Single Mom Thanks Obama for Cheap Insurance, Then Gets the ObamaCare Bill

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In another, “thanks ObamaCare” moment, a woman promised a $169 a month premium thought she hit the jackpot, until the actual bill came in.  Then, she got the actual bill, and it turned out to be $621 a month, and she cannot afford that.  Here is more…

Well, Washington State Wire reports that one of these folks has turned up — Jessica Sanford of Federal Way, Wash., a freelance court reporter. She isn’t just any enrollee. As it happens, President Obama once mentioned her by name. She was so thrilled at getting a “gold” level insurance plan for herself and her son for just $169 per month that she had written Obama to thank him. And then he read from her letter and gave her a name-check in his October 21 Rose Garden speech. He told her story — one of the few positive ones out there — as part of his sales pitch:

“I recently received a letter from a woman named Jessica Sanford in Washington State, and here’s what she wrote: ‘I am a single mom, no child support, self-employed, and I haven’t had health insurance for 15 years because it is too expensive. My son has ADHD and requires regular doctor visits, and his meds alone cost $250 a month. I have had an ongoing tendinitis problem due to my line of work that I have to have treated. Now, finally, we get to have coverage because of the ACA for $169 a month. I was crying the other day when I signed up. So much stress lifted.’

“Now, that is not untypical for a lot of folks like Jessica who have been struggling without health insurance. That is what the Affordable Care Act is all about.”

Unfortunately, Washington State did finally got back to Sanford about her application. That $452 subsidy we said you’d get? That was a mistake. You actually get zero. So for that gold plan, instead of paying $169 per month, you’d pay $621 per month.

Sorry about that

Now she says her dream of affordable health insurance has gone poof. She can’t afford it. She’ll have to go without. “I’m really terribly embarrassed,” she says. “It has completely turned around on me. I mean, completely.”

At least she was able to enroll her son in Medicaid for $30 per month — but that might be another mistake. As the piece notes, her income is actually slightly too high for that. The state may or may not get around to fixing that error. If it does, she might become eligible for some kind of subsidy for her insurance (because suddenly they’d count again as a family of two), but it’s not going to be anywhere near what she was originally expecting. She says the deductibles for the cheapest plans — the Bronze plans — are simply too high and she wouldn’t be able to cover them anyway.

I get a chuckle out of the liberals on Twitter that brag about how great ObamaCare is. Over the last  six to seven months, I’ve done nearly 150 posts of ObamaCare, carefully citing how it is harming people, but the liberals keep on lying about it.  The sad thing for them is that people are being hurt, they are losing hours at work, maybe even losing their jobs, millions are losing their plans, and cannot afford the new ones due to the many mandates built into ObamaCare.

But, to make an omelet, one has to break a few eggs.  And, if it takes the suffering of millions to justify single payer, the democrats and their stooges in the media will torture millions of people, blame it on someone else, and use it as a justification for even more government.

And for the usual disclaimer-if you voted for Obama, you voted for this.  You were warned, and you chose to drink the Kool Aid.  Enjoy you decreased services, and increased costs.

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Obama Touted Woman Who Thanked Him for $169 a Month Insurance, Then She Found Out it Really Cost $621!

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If you recall, not only did Obama openly lie about you being able to keep your plan, but many of the few people that were able to sign up for ObamaCare were given false information regarding their premiums.  In other words, ObamaCare lied!  I guess the apple doesn’t fall far from the tree.  Conservative Intel has the scoop on one woman who was the victim of this lie.

Well, Washington State Wire reports that one of these folks has turned up — Jessica Sanford of Federal Way, Wash., a freelance court reporter. She isn’t just any enrollee. As it happens, President Obama once mentioned her by name. She was so thrilled at getting a “gold” level insurance plan for herself and her son for just $169 per month that she had written Obama to thank him. And then he read from her letter and gave her a name-check in his October 21 Rose Garden speech. He told her story — one of the few positive ones out there — as part of his sales pitch:

“I recently received a letter from a woman named Jessica Sanford in Washington State, and here’s what she wrote: ‘I am a single mom, no child support, self-employed, and I haven’t had health insurance for 15 years because it is too expensive. My son has ADHD and requires regular doctor visits, and his meds alone cost $250 a month. I have had an ongoing tendinitis problem due to my line of work that I have to have treated. Now, finally, we get to have coverage because of the ACA for $169 a month. I was crying the other day when I signed up. So much stress lifted.’

“Now, that is not untypical for a lot of folks like Jessica who have been struggling without health insurance. That is what the Affordable Care Act is all about.”

Unfortunately, Washington State did finally got back to Sanford about her application. That $452 subsidy we said you’d get? That was a mistake. You actually get zero. So for that gold plan, instead of paying $169 per month, you’d pay $621 per month.

Sorry about that

Now she says her dream of affordable health insurance has gone poof. She can’t afford it. She’ll have to go without. “I’m really terribly embarrassed,” she says. “It has completely turned around on me. I mean, completely.”

At least she was able to enroll her son in Medicaid for $30 per month — but that might be another mistake. As the piece notes, her income is actually slightly too high for that.

Well, sadly, this poor woman trusted Obama, and ObamaCare, and she was rewarded with no insurance what-so-ever.  But don’t worry, she can pay the ObamaCare tax for not having insurance!

I guess it’s time for the usual refrain; if you voted for Obama, you voted for this.  Elections have consequences, and sadly, millions are paying the price for your gullibility.   The millions harmed so far is just the tip of the iceberg.  More pain is coming, for many millions more.

And id I mention that by voting for Obama, you voted for that too?

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“My Cancellation’ Site Shows How ObamaCare has Hurt People

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The site is named, My Cancellation, and it is an open forum for people to submit their cancellation stories, letters, and pics.  Here is a sampling…

The Democrats may lie about it, but there is no escaping it-not only are people losing their plans, what they are offered under ObamaCare is far more expensive. Just to recap…

1.  “If you like your plan you can keep it.”  LIE!

2.  Premiums are going to come down by $2500 a year.  LIE!

And, as always, if you voted for Obama, you voted for this.  You were warned, but you chose to listen to the administration, or drank the Kool Aid offered by MSNBC.  And all of them lied to you.

Elections have consequences.

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#ObamaCare Damage: College Students Priced Out of Market

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Last November, college students voted for Barak Obama in overwhelming numbers.  Now, they are being repaid for that loyalty- in the form of losing their insurance.  Wyblog has more of the irony…

Low information Obama voters shocked to discover they can’t buy low-cost health insurance

College students in New Jersey voted overwhelmingly for Barack Obama. And now they’re shocked to discover that his signature legislative achievement hits them where it hurts, in the pocketbook.

It was a health care shocker for college students in New Jersey who found out that they can’t buy low-cost health insurance at their schools because of the Affordable Care Act.

Now, they are at the risk of being without insurance, CBS 2’s Christine Sloan reported.

Many students have found themselves in health care limbo this semester. Community colleges in New Jersey used to offer cheap health insurance for hundreds of dollars a year but they had to drop the practice because Federal Law prohibits the sale of bare bones policies.

Under the Affordable Care Act it would have cost more to run the program and the cost would have been passed on to students.

“More than a thousand dollars per student and that is dramatically different,” said Union County Community College, Vice President of Administrative Services, Stephen Nacco said.

Students like Carlos Arias depended on the low-cost health care.

“I’m kind of healthy right now but I am worried that when something happens I’m not going to go to the hospital,” Arias said.

I almost, and I mean almost, feel sorry for these people.  They bought into the lie, and swallowed hard.  And, a ton of them vehemently supported all of this.  But, like all useful idiots, they got their reward; an all expense paid vacation to the glorious underside of the bus.

Keep on voting for and supporting regressives, kids, and you’ll get used to being totally screwed by people that rely on your naivete.

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#ObamaCare Damage: 100,000 to Lose Insurance in NY; 800,000 on NJ Impacted

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I bet there are a bunch of Obama voters out there wondering what happened with #ObamaCare.  They’re getting cancellation notices for the plans that Obama told them they could keep.  Not only that, most are being told that they can get another plan, with a higher deductible, and a far higher premium.  Of course, they could have read here, for years, about what was going to happen, but they watched the MSM instead.  So, now they are going to pay for their vote.  Jammie Wearing Fool has more…

You voted for him, so now you must be punished. If you like your Hope and Change, you can keep your Hope and Change.

Insurers are canceling the medical policies of about 100,000 New Yorkers enrolled in individual health plans because of ObamaCare, state health officials said.

But the figure is actually much higher because it doesn’t take into account hundreds of thousands covered under small business group policies that are being scrapped or rewritten to conform to the requirements of the Affordable Care Act.

In New Jersey, the policies of 800,000 residents are affected by the insurance overhaul, officials in the Garden State said.

“Approximately 100,000 individuals will be required to change insurance because current plans are not compliant with ACA [Affordable Care Act],” said New York state Health Department spokesman Bill Schwarz.

Many of the existing policies are deemed substandard under ObamaCare. All new policies are required to carry new consumer protections — such as the prohibition on denying coverage for pre-existing medical conditions — and carry 10 “essential health benefits,” including maternity and pediatric care, substance abuse and mental health treatment, chronic disease care, and prescription drug, dental and vision coverage.

Now, mind you, you could be a 50 year old male, and be forced to pay for maternity care, or pediatric care.  Of course, we all know that 50 year old men are the biggest consumers of maternity care out there.  And they still see their pediatricians too, don’t they?

Just as a reminder; if you voted for Obama, you voted for this.  You were warned, but you chose the sweet sounding lies instead. Enjoy your higher costs, and your maternity care!

Elections have consequences.

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#ObamaCare Lies: Now, Millions Will Lose Their Employer Based Coverage as Well

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We’ve been covering that nearly 16,000,000 Americans will be losing their insurance due to #ObamaCare.   This is in the individual market, where individuals go to purchase plans for themselves and their family members.   I’ll be quoting an article by Avik Roy at Forbes.  I strongly recommend you read the whole thing. 

Here is the reaction of Jay Carney to those losses…

On Tuesday, White House spokesman Jay Carney attempted to minimize the disruption issue, arguing that it only affected people who buy insurance on their own. “That’s the universe we’re talking about, 5 percent of the population,” said Carney. “In some of the coverage of this issue in the last several days, you would think that you were talking about 75 percent or 80 percent or 60 percent of the American population.”

In other words (my translation, so to speak)…

F*ck them, we got the control we want, those 15-16 million people can go pound sand.

But, it’s not just going to be 16,000,000 that lose their coverage.  There are going to be a lot more…

But Carney’s dismissal of the media’s concerns was wrong, on several fronts. Contrary to the reporting of NBC, the administration’s commentary in the Federal Register did not only refer to the individual market, but also the market for employer-sponsored health insurance.

Section 1251 of the Affordable Care Act contains what’s called a “grandfather” provision that, in theory, allows people to keep their existing plans if they like them. But subsequent regulations from the Obama administration interpreted that provision so narrowly as to prevent most plans from gaining this protection.

“The Departments’ mid-range estimate is that 66 percent of small employer plans and 45 percent of large employer plans will relinquish their grandfather status by the end of 2013,” wrote the administration on page 34,552 of the Register. All in all, more than half of employer-sponsored plans will lose their “grandfather status” and become illegal. According to the Congressional Budget Office, 156 million Americans—more than half the population—was covered by employer-sponsored insurance in 2013.

But, I think it’s important to mention that the grandfather clauses for Labor Unions seem to have gone untouched.

Coincidence, no doubt.

So, not only are the millions that buy insurance on the individual market getting hosed, it looks like almost half of employer plans are going to  get the ax as well.

Remember this…

That was a lie, and they knew it!

And by the way, the plans that you will be able to choose from are likely to be a lot more expensive, and have higher deductibles.   After all, men really need to pay for maternity coverage!

And, once again, if you voted fro Obama, you voted for this.  We warned you, but you wanted a freebie.  Too bad, you’re paying for it now.

H/T: Twitchy

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ObamaCare Damage: NBC Airs Report That Shows Small Business Owner’s Plan Goes up 400%, Mandates Maternity Coverage for His 59 year-old Wife

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Those pesky 59 year-old wives, you never know what they are going to do.  At least according to ObamaCare, they needed maternity coverage.  That, and they REQUIRE maternity coverage.  Welcome to the world of ObamaCare! As NBC news shows, a small businessman is getting hosed by the law…

The gentlemen is only one of millions of Americans that can not only lose their plan, but will now pay many times more, for coverage that they neither want nor need.

By the way, I would be remiss if I did not inform you that if you voted for Obama, you voted for this.  And, we tried to warn people.  This was easily predictable.

Elections have consequences.

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ObamaCare Damage: Are People Being Given Lowball Quotes?

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If this claim is correct, not only does the ObamaCare website fail to enroll you, gives false information to insurance companies, and is a open air market for identity theft, it also gives you lowball numbers as to what your premiums will be.  The Conservative Intelligence Briefing has more…

h/t Ed Morrissey at Hot Air. As a former customer of eHealthInsurance.com, I can tell you that that website never gave me a “teaser” rate that was half what I ended up paying. In fact, I got a plan (for about $80 per month, with a $2,800 deductible) that went down in price each year over the four years I was carrying it.

But as CBS News reported this morning, Health Care dot gov’s new price-quote option — designed to let you see a price before entering all of your personal information — is low-balling everyone’s premiums. If you’re 49 or under, it quotes you a rate for a 27-year-old. If you’re between 50 and 64, it quotes you a rate for a 50-year-old. The result is that the site will always lowball your price unless you are exactly 50 years old, by somewhere in the range of 50 to 80 percent. Just watch:

As the quoted post indicates, if a private company did this, they’d be charged with fraud. But, since this is government that we’re talking about, they are exempt. Then again, didn’t the president say that prices WOULD go down, and that if “you like your plan, you can keep it?”

It might be easier to count the times that this administration has told the truth, rather than compile the lies.

Oh, and by the way, if you voted for Obama, you voted for this.  We warned that this would be a disaster.  Elections have consequences.

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ObamaCare Damage: BC/BS Cancels Most Alabama Residents ObamaCare Compliant Plans Cost Twice as Much

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Remember when the President promised that insurance premiums would drastically decrease when ObamaCare kicked in?

OK, here’s yet another example of how that was a blatant lie.

And for those that used to get insurance from their plan, you’re hours might have been reduced, adding insult to injury.  That, and you are mandated to buy an overpriced plan, or pay a fine.

Isn’t one-size-fits-all government grand?

And, this is where I remind everyone that if you voted for Obama, you voted for this.  We told you this would happen.  You were warned.

Elections have consequences.

 

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Elections Have Consequences: 77% of all Jobs Created in 2013 are Part Time Due to ObamaCare

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For several years now, people have raised the warning that ObamaCare would prompt employers to hire part time workers instead of full time.  The reason is simple-if you have too many full time staff, you either have to buy them insurance, or pay a fine.  Then, with insurance premiums skyrocketing due to the extra costs inflicted by ObamaCare, providing health insurance is completely out of the reach of many small businesses.  Also, even paying the fines are prohibitive. As I’ve covered before, many businesses have cut hours for workers because the cumulative fines would be more than their yearly profit.  Some businesses have already closed, or sold out due to the increased expenses.

Now, we see the true extent of the ObamaCare damage.  According to recently released statistics, it seems that the VAST majority of new jobs created so far this year are part time positions.  The Right Scoop has the details…

The Obamacare wrecking ball is smashing America just as it was designed to do:

ZERO HEDGEObamacare Full Frontal: Of 953,000 Jobs Created In 2013, 77%, Or 731,000 Are Part-Time:

When the payroll report was released last month, the world finally noticed what we had been saying for nearly three years: that the US was slowly being converted to a part-time worker society. This slow conversion accelerated drastically in the last few months, and especially in June, when part time jobs exploded higher by 360K while full time jobs dropped by 240K. In July we are sad to report that America’s conversation to a part-time worker society is accelerating: according to the Household Survey, of the 266K jobs created (note this number differs from the establishment survey), only 35% of jobs, or 92K, were full time. The rest were… not.

Elections have consequences.  People were warned.  If you voted for Obama, you voted for this.  And, if you’re

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ObamaCare Rate Hikes Coming: The Young will Suffer Accordingly

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We told you that ObamaCare would increase insurance rates.  But no one wanted to listen.  However, soon the low information crowd won’t have a choice.  

The Washington Examiner’s Philip Klein notes that Rhode Island has given its first hints about new Obamacare insurance premiums. Everyone’s rates will go up significantly compared to inflation. But as expected, the heaviest burdens fall on everyone except large, self-insuring employers, which have long been required to cover pre-existing conditions after a waiting period.

Phil writes:

For small employers and individuals, rates will now be over $300 per month. But read the fine print, and that represents the “base” rate for a 21 year-old. ”Final rates will differ based on a subscriber’s age and the benefits he or she chooses,” the insurance regulator said in a press release. This means that older and sicker people in the state could pay significantly more than this rate.

Just to get an idea of the rate shock that young Rhode Islanders could experience, I visited the Blue Cross & Blue Shield of Rhode Island website. I found that an individual under 25 years old could currently purchase plans ranging from $96 to $196 per month. However, the Blue Cross Blue Shield of Rhode Island “base” rate for a 21 year-old once the health care law kicks in will be $314, according to the insurance commissioner, or more than triple what some younger Rhode Islanders could pay under the pre-Obamacare status quo.

Remember that business about student loans — “don’t double my rate?” This is going to cost a whole lot of college grads especially a whole lot more than the $7 per month that market interest rates would cost them on their student loans.

OK, we’ve known that rates were going to increase.  But, what the overall goal?  That’s covered too.

The whole point of Obamacare’s individual mandate (or tax, or whatever) is to get healthy young people into the pool to pay more and bring prices down for sick and old people. If insurance becomes cost-prohibitive for the young, and if as a result any significant number decides it’s better to pay fines (sorry, taxes), then all prices on everyone else will rise even more. This is what people are referring to when they talk about a “death spiral” in the health insurance market. (Premiums rise, forcing people to drop, forcing premiums still higher, forcing more people to drop, etc.) 

Didn’t we say that ObamaCare was Cloward-Piven for private insurance?

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ObamaCare Damage: Ohio Rates to Rise 88%!

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It’s ObamaCare Damage time yet again!  You were warned.  We told you that if people re-elected Obama, that people would be paying more for their health insurance.  Frankly, it was not due to any special insights or skills, unless you consider grasp of the obvious to be superhuman.  So, armed with nothing more than math and common sense, we were able to predict the increases in health insurance premiums.  Doug Ross has the latest example…

It’s another success story for central planning! Avik Roy explains:

…on Thursday, the Ohio Department of Insurance announced that, based on the rates submitted by insurers to date, the average individual-market health insurance premium in 2014 will come in around $420, “representing an increase of 88 percent” relative to 2013…

So then, yet another rate increase. But didn’t Obama promise reduced rates?

And didn’t Pelosi make the same promises?

So, if you believed the lies, and voted for Obama, you really voted for increased premiums.  Hope you enjoy that, because you asked for it.

Elections have consequences.

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Elections have Consequences: Health Insurance Premiums to Hit $20,000?

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obamacare

A reliable axiom would be that government intervention makes thing far more expensive.  Cars, gasoline, and pretty much anything that the government controls or regulates become more expensive.  And with the re-election of Barak Obama, a lot of democrat voters just priced themselves out of the health insurance market.  CNS News has why…

Under Obamacare, Americans will be required to buy health insurance or pay a penalty to the IRS.

The IRS’s assumption that the cheapest plan for a family will cost $20,000 per year is found in examples the IRS gives to help people understand how to calculate the penalty they will need to pay the government if they do not buy a mandated health plan.

Lol, $20,000 a year?  Doesn’t this fly in the face of Obama’s promise to lower premiums?  Does this jive with Obama’s claim that if people liked their plan, they could keep it?  Why isn’t the media reporting this?

Oh yeah, they don’t report news critical of dear leader.

Here’s a littler more…

For those wondering how clear the IRS’s clarifications of this new “penalty” rule are, here is one of the actual examples the IRS gives:

“Example 3. Family without minimum essential coverage.

“(i) In 2016, Taxpayers H and J are married and file a joint return. H and J have three children: K, age 21, L, age 15, and M, age 10. No member of the family has minimum essential coverage for any month in 2016. H and J’s household income is $120,000. H and J’s applicable filing threshold is $24,000. The annual national average bronze plan premium for a family of 5 (2 adults, 3 children) is $20,000.

“(ii) For each month in 2016, under paragraphs (b)(2)(ii) and (b)(2)(iii) of this section, the applicable dollar amount is $2,780 (($695 x 3 adults) + (($695/2) x 2 children)). Under paragraph (b)(2)(i) of this section, the flat dollar amount is $2,085 (the lesser of $2,780 and $2,085 ($695 x 3)). Under paragraph (b)(3) of this section, the excess income amount is $2,400 (($120,000 – $24,000) x 0.025). Therefore, under paragraph (b)(1) of this section, the monthly penalty amount is $200 (the greater of $173.75 ($2,085/12) or $200 ($2,400/12)).

“(iii) The sum of the monthly penalty amounts is $2,400 ($200 x 12). The sum of the monthly national average bronze plan premiums is $20,000 ($20,000/12 x 12). Therefore, under paragraph (a) of this section, the shared responsibility payment imposed on H and J for 2016 is $2,400 (the lesser of $2,400 or $20,000).”

OK, you’ve seen it, in the words of the IRS.  Now, what is this supposed to accomplish?  It’s what we’ve called it all along; Cloward-Piven for the health insurance industry, driving people into dependence on government for their health care.  The difference between the tax and the premium is so drastic, that no one in their right mind would purchase insurance.  So, the idea is to kill private insurance.  After all, if you are sick, or have a sick family member, you won’t be inclined to go against the government that provides the health care.

Just as planned.

Oh, and to the people that will no longer have insurance, just remember that elections have consequences.

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