ObamaCare Damage: Are People Being Given Lowball Quotes?


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If this claim is correct, not only does the ObamaCare website fail to enroll you, gives false information to insurance companies, and is a open air market for identity theft, it also gives you lowball numbers as to what your premiums will be.  The Conservative Intelligence Briefing has more…

h/t Ed Morrissey at Hot Air. As a former customer of eHealthInsurance.com, I can tell you that that website never gave me a “teaser” rate that was half what I ended up paying. In fact, I got a plan (for about $80 per month, with a $2,800 deductible) that went down in price each year over the four years I was carrying it.

But as CBS News reported this morning, Health Care dot gov’s new price-quote option — designed to let you see a price before entering all of your personal information — is low-balling everyone’s premiums. If you’re 49 or under, it quotes you a rate for a 27-year-old. If you’re between 50 and 64, it quotes you a rate for a 50-year-old. The result is that the site will always lowball your price unless you are exactly 50 years old, by somewhere in the range of 50 to 80 percent. Just watch:

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As the quoted post indicates, if a private company did this, they’d be charged with fraud. But, since this is government that we’re talking about, they are exempt. Then again, didn’t the president say that prices WOULD go down, and that if “you like your plan, you can keep it?”

It might be easier to count the times that this administration has told the truth, rather than compile the lies.

Oh, and by the way, if you voted for Obama, you voted for this.  We warned that this would be a disaster.  Elections have consequences.


ObamaCare Rate Hikes Coming: The Young will Suffer Accordingly


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We told you that ObamaCare would increase insurance rates.  But no one wanted to listen.  However, soon the low information crowd won’t have a choice.  

The Washington Examiner’s Philip Klein notes that Rhode Island has given its first hints about new Obamacare insurance premiums. Everyone’s rates will go up significantly compared to inflation. But as expected, the heaviest burdens fall on everyone except large, self-insuring employers, which have long been required to cover pre-existing conditions after a waiting period.

Phil writes:

For small employers and individuals, rates will now be over $300 per month. But read the fine print, and that represents the “base” rate for a 21 year-old. ”Final rates will differ based on a subscriber’s age and the benefits he or she chooses,” the insurance regulator said in a press release. This means that older and sicker people in the state could pay significantly more than this rate.

Just to get an idea of the rate shock that young Rhode Islanders could experience, I visited the Blue Cross & Blue Shield of Rhode Island website. I found that an individual under 25 years old could currently purchase plans ranging from $96 to $196 per month. However, the Blue Cross Blue Shield of Rhode Island “base” rate for a 21 year-old once the health care law kicks in will be $314, according to the insurance commissioner, or more than triple what some younger Rhode Islanders could pay under the pre-Obamacare status quo.

Remember that business about student loans — “don’t double my rate?” This is going to cost a whole lot of college grads especially a whole lot more than the $7 per month that market interest rates would cost them on their student loans.

OK, we’ve known that rates were going to increase.  But, what the overall goal?  That’s covered too.

The whole point of Obamacare’s individual mandate (or tax, or whatever) is to get healthy young people into the pool to pay more and bring prices down for sick and old people. If insurance becomes cost-prohibitive for the young, and if as a result any significant number decides it’s better to pay fines (sorry, taxes), then all prices on everyone else will rise even more. This is what people are referring to when they talk about a “death spiral” in the health insurance market. (Premiums rise, forcing people to drop, forcing premiums still higher, forcing more people to drop, etc.) 

Didn’t we say that ObamaCare was Cloward-Piven for private insurance?


Big Fish Eat Little Fish: What Happens When There Are No More Little Fish?


Then the big fish turn on each other until there are no fish. That would seem to be the logical end, don’t you think? Not exactly favorable to one’s self-preservation, is it?

It seems to this humble observer that this is what big governments do. They keep eating more and more of the food supply (the economy) until there is not enough left to support them. Are big corporations playing the same stupid game? Maybe that is what Kim Strassel is suggesting in this Wall Street Journal article.

…a growing collection of CEOs and big-business lobbies have fallen in line with President Obama’s cry to raise income taxes on those making more than $250,000. To listen to these CEOs, this is the ultimate self-sacrifice. “I would pay more in taxes” in a budget deal, explained the noble Honeywell CEO Dave Cote, but it would be worth it to “put the economy on a sounder footing.”

By “”put the economy on a sounder footing”, what Mr. Cote is saying is: “If my company makes more money by paying less taxes, the company can pay me more and I won’t mind paying higher taxes.” Ms. Strassel seems to support might interpretation when she says:

Put another way, the Roundtable saw an opportunity to make the one million small American business owners who pay individual income taxes shoulder a big rate hike (up to 39.6%, from 35%) while radically lightening the tax load for the Roundtable’s own corporate behemoths (to 28% from 35%). Any corporate tax reform hinges on closing “loopholes” to pay for a lower corporate rate. Small business owners would lose tax perks along with everyone else—meaning they would pay even more—but they would not benefit from lower corporate rates.

What is good for the goose is apparently not good for the gander”

Some CEOs have taken to spinning bizarre economic logic on behalf of their position. Witness FedEx CEO Fred Smith, who recently explained that it is “mythology” that raising taxes on small business kills jobs. But it was true, he said, that lowering corporate rates for big business will help create jobs. Track that logic.

So, what is a conservative lover of small government and free market capitalism to do when he can’t trust his government and can’t trust the so-called bastions of free enterprise?

Walt Kelly’s comicstrip character, Pogo, once said: “We have net the enemy and he is us.” Pogo was profound on many levels.

Walt Kelly - First Pogo newspaper strip

Enough said!

Well, now you know what I’m thinking. What are your thoughts?

Original PostConservatives on Fire


Maybe They Should Have Read it: ObamaCare Causes Massive Increase in Health Insurance Premiums


We’ve covered it before, and it’s still happening.  Health insurance premiums have taken off with the impending implementation of ObamaCare, and don’t appear to be slowing anytime soon.  We covered the beginning of this just recently.

ObamaCare Damage: Health Insurance Premiums Rise Under Obama

Elections Have Consequences: “Startling Rate Increases” Due to ObamaCare

However, our friend Wyblog has the latest.  

Obamacare: You get less than half the value at more than twice the price!

I think Democrats call that “fairness”.

Meanwhile in California, rates are going up twenty percent next year.

Blue Shield of California is calling for a 20% rate hike on some individual policyholders. The company expects higher costs from an influx of new customers under the federal healthcare law in 2014.

Remember when Obama said we’d save $2,500 per year on our health insurance?

Me neither.

Then there’s all the crippling taxes buried in Obamacare’s fine print. They had to pass the bill to find out what’s in it dontcha know. And when they found out, they weren’t happy.

Sixteen Democratic senators who voted for the Affordable Care Act are asking that one of its fundraising mechanisms, a 2.3 percent tax on medical devices scheduled to take effect January 1, be delayed. Echoing arguments made by Republicans against Obamacare, the Democratic senators say the levy will cost jobs — in a statement Monday, Sen. Al Franken called it a “job-killing tax” — and also impair American competitiveness in the medical device field.

Wait, raising taxes kills jobs? Why wasn’t I informed!

You mean, when the President promised that premiums would go down, they went up?  You mean, it was “unexpected?”  You mean, that it  really is Cloward-Piven for private insurance?  You mean, increasing the cost of doing business kills jobs?  If only some Conservative Bloggers could have pointed that out!

Oh wait!


College Students Hammered by ObamaCare-Just in Time for the Election


Yesterday, I asked the question, which is worse, being Obama’s enemy, or his friend?  That line resonates a bit more today, given that college students, who overwhelmingly supported Obama in 2008, are being repaid for that support-in higher insurance rates thanks to ObamaCare.  The Lonely Conservative has more…

College students who purchase their health insurance policies through their colleges may be in for a shock when they get the bill. Colleges all over the country are raising premiums drastically to cover the costs associated with Obamacare. In North Carolina, where Democrats are hoping young voters will help them win the state, the costs have skyrocketed.

But as the president fights to keep the conservative-leaning state in his column this November, education officials here are complicating his campaign message by citing “Obamacare” as a reason for the rising cost of student health insurance plans on campuses from Asheville to Wilmington.

In April, Tom Ross, the president of the University of North Carolina system, sent a letter to the university’s board of governors announcing that students should brace for a hike in the cost of university-provided insurance plans.

Ross explained that at least 64,000 North Carolina college students – roughly a third of those enrolled in the state’s 17 public universities – should expect to see “substantial” increases in health coverage costs for the 2012-2013 academic year.

“Based on more than three semesters of actual claims experience, as well as the new provisions of the Affordable Care Act, we are facing large increases in premiums for our students,” Ross wrote in the letter.

In North Carolina, college students are required to have proof of health insurance, either through their university, their parents or a private provider.

Students who purchase insurance plans from North Carolina public universities this fall will be shelling out $709 per semester. That’s up significantly from a cost of $460 per semester last year.

Get over to The Lonely Conservative, as there is even more.

We warned that ObamaCare would increase costs.  Anyone with a half necrotic brain could have recognized that.  But, people continued to push for ObamaCare, and now they are reaping the “rewards” for that support.  It has to be noted that this is part of the Cloward-Piven of ObamaCare-to increase costs and reduce availability, causing the health care system to crash and burn under the weight of those increased costs.  That would give our regressive friends the justification to take it over entirely.

Let’s add college students to the increasingly long list of Obama client groups that are now staring up at the bottom of the bus.

How ya likin’ that “change?”



More Pre-election Quick Hits: Just in Case you are Still Undecided


In the event you have been living under a rock, or were in a Turkish prison for the last year and a half, and you are still undecided, here are some more items to help you out…

Matt is NOT happy:

I got my yearly enrollment for my health coverage.  Needless to say, I’ll be paying several hundred dollars more (per year) for my coverage.

Now, Now…I know, the POTUS told us that our costs would go down.  Apparently, he had his down and up confused at the time, so we got screwed.

So, Mr. President, allow me join millions of my fellow citizens in thanking you for clobbering us with increased costs-in the middle of a recession!

Apparently, the folks that run Memorial Hospital in South Bend, Indiana, aren’t very happy either.

ObamaCare is causing them to lay off employees.

I know, that wasn’t supposed to happen either, but once you understand the fact that the Democrats LIED to pass this thing, it isn’t really a surprise.

Tea Party Poll Watchers Exonerated:

If you remember, the folks that formed “True the Vote,” were promptly accused of voter intimidation.  After all, any attempt to prevent fraud is intimidation, and therefore raaaaacist.

Unfortunately, for the left, reality has upset the narrative once again.  According to Big Government, the King Street Patriots were exonerated.

During an address to those attending a late training session, attorney Ray admitted that most of the reports the county has gotten about “hovering” over voters has been blamed on poll judges and workers, not the King Street Patriots poll watchers.

In his first address to the room, witnesses heard Ray say, “There were lots of reports about poll watchers intimidating or ‘hovering’ over voters. We learned that those were actually poll workers for the county.”

After he spoke to those gathered, I asked Attny. Ray about his comments.

I asked Ray if he would say that most of the complaints his office received of “hovering” were blamed on the KSP poll watchers. Ray replied that, “many” of those complaints were of KSP poll watchers “hovering.” But he said that investigations proved the complaints to be baseless.

I said that many of the complaints that we got [were of KSP “hovering”] not most. There’s a variety of complaints, the complaints that you all have filed have come to us too. But many of the voter complaints were of poll watchers hovering over them but there have been cases where we investigated and found that it was the poll worker that was hovering and not the watcher.

Fear not, my friends, the left will invent as many reports of voter intimidation as they need.  Just remember though, this is NOT voter intimidation.


Which brings us to our next story…

Black Panthers Spotted in Philadelphia.

The case was ultimately dropped by the Department of Justice after President Obama’s administration came into power, although controversy surrounding the incident’s handling has persisted.

Just last month Attorney General Eric Holder was defending the Justice Department’s performance on the matter, saying the top career person in the civil rights division made the decision to seek an injunction against one person.

The man seen at the same polling place Tuesday would not answer questions posed by Fox 29 News but was apparently working at the polls as a volunteer and greeting voters.

A check with Philadelphia election officials revealed no voter intimidation reports at the polling location this time.

We’ll re-visit this if reports change.