Here’s Why ObamaCare Cost 30,000 Wal-Mart Part-Timers Their Health Insurance Coverage

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Hat/Tip to Jason Pye at Freedom Works.

Looks like the rising costs of ObamaCare are once again, taking their toll on the average American who works for a weekly paycheck, trying to support their family.

Wal-Mart has joined the ranks of employers that have been forced to drop health insurance for some 30,000 part-time workers, according to a report from the Associated Press. The big box retailer — which has struggled with sales and recently lowered its profit forecast for the year — made the move to adjust to rising healthcare costs under ObamaCare:

The announcement comes after Wal-Mart said far more U.S. employees and their families are enrolling in its health care plans than it had expected following rollout of the Affordable Care Act, which requires most Americans to have health insurance or pay a penalty.

Wal-Mart, which employs about 1.4 million full- and part-time U.S. workers, says about 1.2 million Wal-Mart workers and family members combined now participate in its health care plan. And that has had an impact on Wal-Mart’s bottom line. Wal-Mart now expects the impact of higher health care costs to be about $500 million for the current fiscal year, or about $170 million higher than the original estimate of about $330 million that it gave in February.

And not only is Wal-Mart going to pay significantly more for its sponsored insurance plans, its employees are going to see higher premiums and out-of-pocket costs to as a result of the increased costs of coverage under ObamaCare:

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Wal-Mart told The Associated Press that it’s raising premiums for all of its full-time and part-time workers: For a basic plan, of which 40 percent of its workers are enrolled, the premiums will go up to $21.90 per pay period, up from $18.40, starting Jan. 1.

Wal-Mart also said that changes in the co-insurance, or the percentage workers pay before coverage kicks in, for the health reimbursement accounts and the health savings accounts will result in the company paying 75 percent of the eligible costs of doctor visits, tests, hospitalization and other services within the network after employees meet their deductible. That’s down from 80 percent.

The author of this piece, Jason Pye does an excellent job of using President Obama’s own words against him.

Back in 2009, President Obama claimed, “Families will save on their premiums; businesses that will see their costs rise if we do nothing will save money now and in the future,” adding that “whatever ideas exist in terms of bending the cost curve and starting to reduce costs for families, businesses, and government, those elements are in this bill.” Yeah…about that.

The examples of ObamaCare’s broken promises to families and businesses keep piling up. From the “if you like your plan, you can keep it” line to the promise that health insurance premiums would fall by $2,500, ObamaCare just keeps failing. And it’s failing because this government-centered, top-down “solution” — one with a new stream of coverage mandates as well as new taxes and fees — has done little more than exacerbate the problems President Obama claims it’s solving.

 

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ObamaCare Coverage vs. Walmart Coverage: Whose is Cheaper and Offers More Coverage?

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Just as a hint, Walmart wins!  Well, yes, I gave it away; in a side by side comparison with far more expensive ObamaCare coverage, the Examiner found that the Walmart Coverage was a far better deal.  Here are some excerpts…

Independent insurance agents affiliated with the National Association of Health Underwriters and health policy experts compared the two at the request of the Examiner.

Walmart furnished employee benefit information to the Examiner. Neither Obamacare advocate Families USA nor the United Food and Commercial Workers, which backs anti-Walmart campaigns, responded to Examiner requests for comment.

Walmart offers its employees two standard plans, a Health Reimbursement Account and an alternative it calls “HRA High” that costs more out of employees’ pockets but has lower deductibles. Blue Cross Blue Shield manages both plans nationally.

For a monthly premium as low as roughly $40, an individual who is a Walmart HRA plan enrollee can obtain full-service coverage through a Blue Cross Blue Shield preferred provider organization. A family can get coverage for about $160 per month.

Unlike Obamacare, there are no income eligibility requirements. Age and gender do not alter premium rates. The company plan is the same for all of Walmart’s 1.1 million enrolled employees and their dependents, from its cashiers to its CEO.

Note that Congress exempted itself from the plans that we have to purchase.  Walmart’s CEO gets the same plan as the person that stocks the shelves.

A Journal of the American Medical Association analysis from September showed that unsubsidized Obamacare enrollees will face monthly premiums that are five to nine times higher than Walmart premiums.

JAMA found the unsubsidized premium for a nonsmoking gouple age 60 can cost $1,365 per month versus the Walmart cost of about $134 for the same couple.


Low premiums are not the only distinguishing feature of the Walmart plan. The retailer’s employees can use eight of the country’s most prestigious medical facilities, including the Mayo Clinic, Pennsylvania’s Geisinger Medical Center and the Cleveland Clinic.

At these institutions, which Walmart calls “Centers of Excellence,” Walmart employees and their dependents can get free heart or spinal surgery. They can also get free knee and hip replacements at four hospitals nationwide.

As we have noted, top hospitals, like the Cleveland Clinic,  are left out for ObamaCare enrollees.

“People who are seriously ill need to stay away from these exchange plans,” McCaughey said.

Slayton said the gap between doctor availability in Chicago under the Obamacare and Walmart plans is dramatic.

“You will notice there are 9,837 doctors [under Obamacare]. But the larger network is 24,904 doctors. Huge, huge difference,” he said.

Walmart also offers a free preventive health plan that mirrors the Obamacare plan. Its employees can take advantage of a wide range of free exams and counseling, including screenings for colorectal cancer, cervical cancer, chlamydia, diabetes, depression and special counseling for diet and obesity.

Their children can get more than 20 free preventive services, ranging including screenings for genetic disorders, autism and developmental problems to obesity, lead poisoning exposure and tuberculosis. There are also 12 free vaccinations, and free hearing and vision testing.

Walmart employees pay as little as $4 for a 30-day supply of generic drugs and only $10 for eye exams through a separate vision plan.

In other words, the Walmart plan is tremendously cheaper, and offers more.

The article does not state if men are forced to purchase maternity coverage, and they do under ObamaCare.

I would strongly encourage you to get over and read the entire article at the Examiner.  It is very detailed, and has some nice info-graphics as well.

American apparently chose, and rather than what Walmart offers; cheap and effective, ObamaCare forces us to pay far more for much less.  But that’s OK, at least, as a middle aged man, I can get free maternity care and birth control pills!

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Union Thug Alert: Refuse to Talk to Media, Walmart Black Friday Protest Failure

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In the latest example of attempted union thuggery and fail, union organizers attempted to stage protests in front of Walmarts in the busiest shopping day of the year.  For starters, it appears that protests were rather sparse.  Twitchy has the following…

The Twitchy post has a great deal more information, so feel free to go check it out.

For the second part, here is a video featuring the outcome at the Landover, Maryland WalMart.  Apparently, the union bosses shipped in about five buses worth of rent-a-mob to the scene. 

Here are some quick points…

1.  The bosses had to ship goons in, which means that it was not spontaneous or even at all related to WalMart.

2.  They refused to speak to the media, which goes back to a post I did a short while back.  It seems that when the goons open their mouths, it is quickly discovered that they don’t know why they are there, and they admit that they are being paid to attend.

In the end, this is little more than more astroturf fail.  The only way the unions get a protest together is by paying people, and then putting them on buses.  Because, as we all know, all spontaneous protests happen than way!

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